借款人

借款人将名下的房产所有权作为抵押物，向商业银行申请个人抵押贷款。

jiè kuǎn rén jiāng míng xià de fáng chǎn suǒ yǒu quán zuò wéi dǐ yā wù, xiàng shāng yè yín háng shēn qǐng gè rén dǐ yā dài kuǎn.

The borrower uses the property ownership in his name as collateral to apply for a personal mortgage loan from a commercial bank.

根据购房借款人与商业银行签署的按揭合同约定，借款人每月应在账单还款日前按时向还款账户足额存入月供。

gēn jù gòu fáng jiè kuǎn rén yǔ shāng yè yín háng qiān shǔ de àn jiē hé tóng yuē dìng, jiè kuǎn rén měi yuè yīng zài zhàng dān hái kuǎn rì qián àn shí xiàng hái kuǎn zhàng hù zú é cún rù yuè gōng.

According to the mortgage contract signed between the home purchase borrower and the commercial bank, the borrower should deposit the monthly payment in full to the repayment account on time before the bill repayment date.

借款人当着公证人员的面郑重写下了具有法律效力的欠款欠条，并明确承诺按期还清借款。

jiè kuǎn rén dāng zhe gōng zhèng rén yuán de miàn zhèng zhòng xiě xià le jù yǒu fǎ lǜ xiào lì de qiàn kuǎn qiàn tiáo, bìng míng què chéng nuò àn qī huán qīng jiè kuǎn.

The borrower solemnly wrote a legally binding IOU in front of a notary and made a clear commitment to repay the loan on time.